Appendix / Full View 01
Revenue & Receivables Credit
Closest comparator lane for attn, with larger volume-scaled dots and labels so underwriting size and positioning are readable at a glance.
Revenue & Receivables Credit Map (Full View) — as of 2026-03-18
Standalone lane view with enlarged canvas and volume-scaled dots/pills. Showing 13 projects.
100%
Pinch or Ctrl/Cmd+wheel on map to zoom
Lens: Borrower type (business vs consumer) + distribution model (platform-native vs partner-embedded). Dot size is normalized to best-public credit-volume signals; n/a means undisclosed.
Continuous servicing intelligence
Static/periodic servicing
Visible cluster zones
Platform-Native B2SMBPartner-Embedded B2B2SMBDirect B2SMB Originators
Platform-Native B2SMB
PayPal Working CapitalShopify CapitalStripe CapitalSquare Loans
Merchant financing distributed natively inside one platform ecosystem.
Cumulative underwriting (sum): $56.0b (sum of known public figures; excludes 1 undisclosed)
Client examples: Connect platforms using Capital for platforms in US/UK public preview (platform names not publicly listed in cited docs).
Partner-Embedded B2B2SMB
youlend.comParafinLiberis
Financing infrastructure distributed through partner platforms to SMBs.
Cumulative underwriting (sum): $30.1b (sum of known public figures)
Client examples: eBay UK sellers (via eBay Seller Capital powered by YouLend). | Amazon UK sellers (Amazon partner quote on YouLend site). | Glovo merchants. | orderbird merchants.
Direct B2SMB Originators
pipe.comclear.coWayflyerUncapped
Direct SMB originators underwriting without a captive distribution platform.
Cumulative underwriting (sum): $9.25b (sum of known public figures; excludes 1 undisclosed)
Client examples: GoCardless merchants (embedded capital partnership example). | Uber Eats merchants (via integrated access to Pipe capital). | Boulevard merchants. | Housecall Pro merchants.
Zones can represent single firms or grouped firms in this zoom view. Dot/label outlines use cluster colors for exact inclusion.
Hover a dot for details. Click a dot to pin tooltip (links clickable). Click outside or press Esc to close.
Appendix / Full View 02
Business Credit Models
Bridge view for business credit: compare what gets underwritten and how repayment is secured across the revenue and receivables cohort, reputation-led credit, and onchain private-credit protocols.
Business Credit Models Map (Full View) — as of 2026-03-18
Standalone business-credit view: compare what gets underwritten and how repayment is secured across revenue-linked firms, reputation-led credit, and onchain private-credit protocols. Showing 21 projects.
100%
Pinch or Ctrl/Cmd+wheel on map to zoom
Business-credit cut: includes revenue/receivables credit plus adjacent credit-native protocols, while excluding spend, treasury, payments, and settlement-only narratives. Dot size follows best-public credit-volume proxies.
Cash-flow underwriting
Borrower underwriting
Visible cluster zones
Revenue & Receivables CreditOnchain private credit
Zones are drawn only when 2+ projects are close enough on the map. Dot/label outlines use cluster colors for exact inclusion.
Hover a dot for details. Click a dot to pin tooltip (links clickable). Click outside or press Esc to close.
Appendix / Full View 03
Agentic Commerce Quadrant
Focused agentic-commerce lane showing where trust gating, credit execution, payment rails, wallet infrastructure, and commerce surfaces sit relative to attn.
Agentic Commerce Quadrant (Full View) — as of 2026-03-18
Standalone agentic-commerce view: compare trust gating, credit execution, payment rails, wallet infrastructure, and commerce surfaces across the machine-commerce lane. Showing 17 projects.
100%
Pinch or Ctrl/Cmd+wheel on map to zoom
Lens: trust / access gating vs financing / settlement execution, and back-end qualification + control vs payment rails, wallets, and commerce surfaces.
Back-end qualification + control
Payment rails / wallet / commerce surfaces
Visible cluster zones
Trust + Credit QualificationCredit Execution Back EndsPayment Rails + SettlementWallets + Spend ControlCommerce Surfaces
Zones are drawn only when 2+ projects are close enough on the map. Dot/label outlines use cluster colors for exact inclusion.
Hover a dot for details. Click a dot to pin tooltip (links clickable). Click outside or press Esc to close.
Appendix / Full View 04
Strategic Credit, Spend & Settlement
Broader competitive surface with the Web2 revenue and receivables cohort exploded back into individual firms for full-surface scanning.
Strategic Credit, Spend & Settlement Map (Detailed Full View) — as of 2026-03-18
Standalone detailed broad view with the Web2 revenue/receivables cohort exploded back into individual firms. Dot and pill sizes reflect best-public dollar-volume signals where available. Showing 45 projects.
100%
Pinch or Ctrl/Cmd+wheel on map to zoom
Use this view for full-surface competitive scanning. Full-view sizing uses public volume proxies where available; undisclosed firms keep the base size.
Back-end infrastructure
User-facing distribution
Visible cluster zones
Revenue & Receivables CreditAgent Commerce + SpendReputation-based creditConsumer Spend AppsWallet + Policy MiddlewareConsumer Credit + Card Rails
Zones are drawn only when 2+ projects are close enough on the map. Dot/label outlines use cluster colors for exact inclusion.
Hover a dot for details. Click a dot to pin tooltip (links clickable). Click outside or press Esc to close.