attn 1-pager

attn.markets – Revenue-Native Credit on Solana

Solana-native “revenue bank” that turns onchain income into bankable collateral via governed revenue accounts, revenue-backed financing, and a pooled USD share token (attnUSD).

Positioning: compared to Avici.money (internet neobank with payroll accounts, spend cards, and a Trust Score for unsecured credit and future mortgages) and Pye.fi (staking-yield PT/YT), attn banks apps / creators / DAOs by slicing protocol & creator revenues into PT/YT-backed credit.

Product

  • Turns protocol / creator / network revenues into a governed revenue account, revenue-backed advances & credit lines, and a USD share token (attnUSD) backed by those positions.
  • No KYC, no bank linking, no credit scores: everything is sized and enforced on observable onchain revenues in jointly governed vaults.

What It Enables & For Whom

  • Apps, DAOs, Creators – Route earnings fees into a revenue account to access non-dilutive advances / revolving credit lines and earn base yield on idle balances.
  • Liquidity Providers (funds, DAOs, individuals) – Deposit stables for attnUSD, getting diversified exposure to revenue-backed credit and associated yield.
  • Cards / Commerce / BNPL Partners – Use attn as a revenue-backed credit engine behind cards, wallets, merchant advances, and B2B net terms at the entity level.

Tech Stack

  • Solana-native revenue accounts as governed Squads vaults, separate from operating wallets.
  • Fixed-income layer using Exponent’s infrastructure for PT/YT on revenue-bearing positions.
  • attnUSD vault holding stablecoins plus PT/YT, with conservative operator-led risk limits.

Vision

attn makes onchain revenues behave like a bank account and credit line your project can actually live on: route protocol and creator income into a governed revenue account, turn it into reusable credit, and use that credit to fund builds, pay contributors, top up cards, and offer BNPL / net terms, while LPs hold a single pooled USD token backed by those revenue streams.

Roadmap

Start with guarded mainnet revenue accounts, short advances, and a small curated attnUSD book; then layer in credit lines, launchpad templates, and key spend integrations (cards / commerce / BNPL / streams) over time.

Tokenomics

A future $attn token is meant to align borrowers, LPs, and risk governance via incentives and fee-sharing, and remains optional for using the core products.

Overview